17-1 Ferncliff

Fernwood · MLS® 202600186

Land · Vacant Land · 292 days on market

listed by Corey Ross, CENTURY 21 NORTHUMBERLAND REALTY

realtor's description

This stunning 1.3-acre waterfront parcel offers panoramic, unobstructed views of the Northumberland Strait and some of the most spectacular sunsets on Prince Edward Island. Imagine your days spent beachcombing for sea glass on your private shore, kayaking in the warm coastal waters, and falling asleep to the rhythmic sound of the tides. This cleared and level lot is fully prepared for your vision, featuring a Category 1 perc test, 246 feet of water frontage and has been pinned and surveyed. Whether you are dreaming of a luxury year-round residence or a serene seasonal cottage, this build-ready site offers the peace and quiet you?ve been searching for. Perfectly positioned for convenience: only 25 minutes to the Confederation Bridge and 50 minutes to Charlottetown. Your red-shore paradise awaits! Covenants and restrictions do apply.

property details

type: Land, Vacant Land
parking: 0
property tax: $1,031 / yr
days on market: 292
MLS®: 202600186

features

Level lot
Treed
Partially cleared

monthly cost

$517/mo

Mortgage $431 · Tax $86

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$431/ monthly

loan $79,200

25-year amortization

down payment20% · $19,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $50,200
cash to close: $19,800; down payment; transfer tax and fees not included
total paid: $129,400

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.