18 Ashwood Avenue

Pefferlaw, Georgina · MLS® N13708326

Land · Vacant Land · 61 days on market

listed by BETHANY FRACASSI, REAL BROKER ONTARIO LTD.

realtor's description

Discover one of the best-kept secrets on Lake Simcoe. This vacant lot offers an opportunity to build your dream lake house in the private waterfront community of McRae Beach, next door to Duclos Point. Tucked away on a quiet cul-de-sac, the property is a short walk from the residents-only private beach and boat launch, which includes communal docks residents share. Annual beach association fee only $60. Located approximately one hour from Toronto, this property offers the perfect balance of peaceful lakeside living and city convenience, allowing you to enjoy the dream cottage lifestyle year-round while still being within commuting distance of the city. Included are complete architectural plans and drawings for a raised bungalow, approx. 2500 sq. ft., and septic system designs, HVAC plans and a land survey. Drilled well, gas & hydro lines on frontage for easy hookup.

property details

type: Land, Vacant Land
parking: 0
property tax: $908 / yr
days on market: 61
MLS®: N13708326

monthly cost

$1,252/mo

Mortgage $1,176 · Tax $76

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,176/ monthly

loan $215,999

25-year amortization

down payment20% · $54,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $136,909
cash to close: $54,000; down payment; transfer tax and fees not included
total paid: $352,908

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.