18 PROSPECT Avenue

4 - St. George's, Guelph · MLS® 40873290

Land · Vacant Land · 1 day on market

listed by Chris Shody, eXp Realty (Team Branch)

realtor's description

A very rare building lot just steps away from St. George's Park! Amazing opportunity to build a custom home in one of Guelph's most desirable neighbourhoods. Exceptional location on a quiet, mature street close to downtown shops and restaurants, great schools, the Go Train station, and numerous other amenities. Take advantage of the temporary HST rebate on all new construction homes PLUS the reduced development charges, with savings of over $150,000! If you have been considering a custom building opportunity within walking distance of downtown Guelph, this might be a great fit.

property details

type: Land, Vacant Land
parking: 0
days on market: 1
MLS®: 40873290

monthly cost

$2,614/mo

Mortgage $2,614

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$2,614/ monthly

loan $479,920

25-year amortization

down payment20% · $119,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $304,192
cash to close: $119,980; down payment; transfer tax and fees not included
total paid: $784,112

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.