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$389,000

181 KING Street S Unit# 1111

Uptown Waterloo/Westmount, Waterloo · MLS® 40848580

111

633 sq ft · Condo · Single Family · 93 days on market

listed by Tatum Fitton, Comfree

realtor's description

Welcome to Circa in the heart of Uptown Waterloo. This move-in ready 1-bedroom, 1-bathroom condo offers approximately 633 sq. ft. of thoughtfully designed living space with floor-to-ceiling windows, hardwood flooring, upgraded cabinetry and countertops, a modern bathroom with updated shower, custom closet, in-suite laundry, a storage locker, and an assigned parking space. Step onto the approximate 107 sq. ft. west-facing balcony to enjoy outdoor living and evening sunsets. Building amenities include a fitness centre, co-working lounge, party room, outdoor terrace with pool, fireplaces, BBQs, visitor parking, and a pet-friendly environment. Condo fees include high-speed internet. Located just steps from Uptown Waterloo's restaurants, cafe, shopping, parks, and the ION LRT. Currently leased to excellent tenants, offering a turnkey investment opportunity or future owner-occupancy.

property details

type: Condo, Single Family
bedrooms: 1
bathrooms: 1
living area: 633 sq ft
parking: 1
property tax: $4,254 / yr
strata fee: $610 / mo ($0.96 / sq ft)
days on market: 93
MLS®: 40848580

features

Balcony
School Bus
Community Centre
Washer
Refrigerator
Dishwasher

monthly cost

$2,659/mo

Mortgage $1,695 · Tax $354 · Strata $610

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$1,695/ monthly

loan $311,200

25-year amortization

down payment20% · $77,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $197,251
cash to close: $77,800; down payment; transfer tax and fees not included
total paid: $508,451

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.