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187 South Mill Street
homes for sale · Fort Erie · Ridgeway
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$485,000

187 South Mill Street

Ridgeway, Fort Erie · MLS® X13567800

318

House · Single Family · 101 days on market

listed by Barbara Scarlett, Century 21 Heritage House LTD

realtor's description

A rare opportunity in downtown Ridgeway with a generous lot! Located in the heart of this charming community, enjoy convenient access to restaurants, grocery stores, boutique shopping, and everyday amenities. The property offers a mostly fenced lot with mature trees, privacy, and plenty of outdoor space for children, pets, gardens, future outbuildings, or simply relaxing and entertaining. A stone driveway leads to the standout 24' x 24' insulated detached garage, complete with a wood stove, ideal as a workshop, hobby space, or storage for vehicles and recreational equipment. The backyard features a patio for outdoor dining, while the covered front porch offers another place to unwind. A durable metal roof adds long-term value. Inside, the home offers a bright, functional layout with plenty of natural light. The spacious living room features two large windows, including a bay window, and a gas fireplace. The kitchen provides generous counter and cupboard space with a walkout to the backyard patio. A separate dining room features hardwood flooring, while the main level also includes a 4-piece bathroom. Upstairs are three bedrooms, a shared walk-in closet ideal for linen storage, and an open loft area suitable for a TV area or home office. Heating sources include electric, gas fireplace, electric baseboard, and wood stove. Combining a spacious lot, mature landscaping, exceptional detached garage, and practical floor plan, this property offers plenty of potential inside and out.

property details

type
House, Single Family
bedrooms
3
bathrooms
1
parking
8
property tax
$3,412 / yr
days on market
101
MLS®
X13567800

features

  • Flat site
  • Water Heater

monthly cost

$2,397/mo
Mortgage $2,113 · Tax $284

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment
$2,113/ monthly
loan $388,000
25-year amortization
total interest
$245,930
cash to close
$97,000
down payment; transfer tax and fees not included
total paid
$633,930

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

location

Ridgeway, Fort ErieGoogle Maps ↗

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listed by
Barbara Scarlett
Century 21 Heritage House LTD
call Barbara · 905-329-2854
Powered by: REALTOR.ca
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location

Ridgeway, Fort ErieGoogle Maps ↗
0

Walkability 0/100 · Car needed for most errands

Nothing everyday within a 10 minute walk.

mihom score from OpenStreetMap places, by straight line distance.

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