189 TERRACE HILL Street

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$610,000

189 TERRACE HILL Street

Terrace Hill, Brantford · MLS® 40865428

323

1,213 sq ft · House · Single Family · built 1996 · 24 days on market

listed by Victoria Dietz, RE/MAX Escarpment Realty Inc.

realtor's description

Updated, inviting, and full of potential - 189 Terrace Hill Street is the kind of home that feels like a great find the moment you arrive. Set in Brantford's desirable Terrace Hill neighbourhood, this beautifully maintained 3-bedroom, 2-bathroom home combines everyday comfort with thoughtful updates and exciting opportunity for the future. The main level features a spacious dining area, new kitchen, 2-piece bath, and family room. Upstairs offers three bedrooms, including a generous primary with a 4-piece semi ensuite. The full basement is framed with rough-ins for a third bathroom, providing an excellent head start for future finished living space, a home office, recreation area, or potential in-law suite. With its flexible layout and future possibilities, this home is well suited to families, first-time buyers, multigenerational households, or buyers looking to add value over time. Outside, enjoy a fully fenced yard, attached garage, front parking, and composite deck. Pride of ownership is evident, with extensive landscaping and maintenance completed over the past six years, including an inviting front garden that enhances the curb appeal. Conveniently located near the hospital, parks, and public transit. Updates include: Kitchen remodel (2026); main floor vinyl flooring (2026); fridge & dishwasher (2026); newer front windows & front door; updated lighting; garage door opener; composite deck (2023).

property details

type: House, Single Family
bedrooms: 3
bathrooms: 2
living area: 1,213 sq ft
parking: 3
year built: 1996
property tax: $3,595 / yr
days on market: 24
MLS®: 40865428

features

Paved driveway
Automatic Garage Door Opener
Washer
Refrigerator
Central Vacuum
Dishwasher

monthly cost

$2,957/mo

Mortgage $2,658 · Tax $300

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$2,658/ monthly

loan $488,000

25-year amortization

down payment20% · $122,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $309,313
cash to close: $122,000; down payment; transfer tax and fees not included
total paid: $797,313

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.