196 Raleigh STREET

1 / 28

$224,900

196 Raleigh STREET

Chatham · MLS® 26022967

775 sq ft · House · Single Family · built 1890 · 31 days on market

listed by AMANDA PAYNE, O'BRIEN ROBERTSON REALTY INC. Brokerage

realtor's description

Welcome to 196 Raleigh St Chatham a 1+1 Bedroom 1 Bath home located centrally in Chatham. This home offers simple and affordable living featuring a straight forward layout with a living room, dining space, kitchen, and a convenient main-floor laundry/utility room. Outside, you'll find an adorable, fully fenced backyard that offers great potential for a private outdoor retreat or cozy patio setup. This property would make a great investment or first time home buyers way into the market.

property details

type: House, Single Family
bedrooms: 1
bathrooms: 1
living area: 775 sq ft
parking: 0
year built: 1890
property tax: $1,277 / yr
days on market: 31
MLS®: 26022967

features

Single Driveway

monthly cost

$1,086/mo

Mortgage $980 · Tax $106

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$980/ monthly

loan $179,920

25-year amortization

down payment20% · $44,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $114,040
cash to close: $44,980; down payment; transfer tax and fees not included
total paid: $293,960

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.