196 Simcoe Street E

North End, Hamilton · MLS® X13839526

House · Single Family · 25 days on market

listed by MANUEL N. SOUSA, RE/MAX WEST REALTY INC.

realtor's description

Welcome to this well- maintained 2-storey detached home! Featuring 3 spacious bedroom & 2 full washrooms with no neighbours on one side. Enjoy an oversized kitchen with stainless steel appliances, bright living/dining area with hardwood floor on main floor, laminate flooring on second floor & crown moulding. Private, fully wood-fenced 6feet high, backyard backs directly onto the park. Perfect for entertaining and enjoying nature! Partially finished basement, laundry room with endless potential. Expansive garden with its own firepit. Cozy home that welcomes all! Central area to many different stores, restaurants as well as Hamilton General Hospital. A wonderful property ideal for first-time buyers or investors.

property details

type: House, Single Family
bedrooms: 3
bathrooms: 2
parking: 0
property tax: $3,582 / yr
days on market: 25
MLS®: X13839526

features

Carpet Free
Washer
Refrigerator
Dishwasher
Stove
Dryer

monthly cost

$3,174/mo

Mortgage $2,875 · Tax $298

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$2,875/ monthly

loan $527,920

25-year amortization

down payment20% · $131,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $334,616
cash to close: $131,980; down payment; transfer tax and fees not included
total paid: $862,536

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.