197 Main Street

Mount Stewart · MLS® 202621309

1,144 sq ft · 0 sq ft lot · House · Single Family · 61 days on market

listed by Brittany Weeks, CENTURY 21 COLONIAL REALTY INC

realtor's description

This unique 2-bedroom, 1-bathroom home is bright, open, and welcoming thanks to the abundance of windows and doors facing the water. Natural light fills the living spaces, creating a calm and airy atmosphere throughout. The kitchen is designed with both functionality and entertaining in mind. Outside, the oversized decks are perfect for outdoor dining, morning coffee, evening barbecues, or simply enjoying the peaceful river views. Positioned just 15 minutes from Charlottetown, this property combines peaceful water-view surroundings with easy access to the city.

property details

type: House, Single Family
bedrooms: 2
bathrooms: 1
living area: 1,144 sq ft
lot: 0 sq ft
parking: 0
property tax: $1,248 / yr
days on market: 61
MLS®: 202621309

features

School Bus
Refrigerator
Dishwasher
Stove
Oven
Microwave

monthly cost

$1,276/mo

Mortgage $1,172 · Tax $104

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,172/ monthly

loan $215,200

25-year amortization

down payment20% · $53,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $136,402
cash to close: $53,800; down payment; transfer tax and fees not included
total paid: $351,602

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.