1 / 13

$209,000

2 10223 98 AVENUE

Fort St. John · MLS® R3159562

2 bed · 1 bath · 988 sq ft · 0 parking

Condo · Single Family · built 2012 · 40 days on market

Listed by Elizabeth Chi, Century 21 Energy Realty

Realtor's description

Sit outside on a covered deck with exposed aggregate decking on the upper-level condo with very low-maintenance living in a central Fort St. John location. Inside you'll find two spacious bedrooms filled with natural light, a full bathroom, in-suite laundry, a functional kitchen with excellent storage, and a dedicated dining area. This is a 12-year-old building with low strata fees that include snow removal, garbage pickup, and gardening, making it easy to lock up and travel. Close to shopping, restaurants, schools, recreation and everyday amenities. An excellent opportunity for first-time buyers, downsizers or investors. Rentals permitted. A convenient location puts everything you need minutes from your door.

Property details

Type: Condo, Single Family
Bedrooms: 2
Bathrooms: 1
Living area: 988 sq ft
Parking: 0
Year built: 2012
Property tax: $1,895 / yr
Days on market: 40
MLS®: R3159562

Features

Washer
Refrigerator
Dishwasher
Stove
Dryer

Price check

Typical for the area (+1.2%)

2026 assessment: $196,700 · asking is +6.3%
Price per sq ft: $212 vs $209 median for condos in Fort St. John for sale (15)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 40 days

The market here

Listed now: 49 days; median for 15 condos for sale; this one 40 days

Condos in Fort St. John. Sale prices register 1 to 3 months after a sale closes.

Monthly cost

$1,069/mo

Mortgage $911 · Tax $158

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$911/ monthly

loan $167,200

25-year amortization

down payment20% · $41,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $105,978
property transfer tax: $2,180; BC general rate
cash to close: $43,980; down + PTT
total paid: $273,178

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $1,196/mo
After all costs: −$3/mo
Cap rate: 5.2%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $911 · tax $158 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 2-bedroom in Fort St. John (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

Fort St. JohnGoogle Maps ↗

Location

Fort St. JohnGoogle Maps ↗

Good to know

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas