2 10392 240A Street

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$709,900

2 10392 240A Street

Maple Ridge · MLS® R3178506

all units at 10392 240a St →

332

1,351 sq ft · Townhouse · Single Family · built 2026 · listed today

listed by Steve Kooner, RE/MAX Treeland Realty

realtor's description

Unit 2 is the last move-in ready home in Phase I at The Warwick! Discover a community of 31 spacious three-bedroom townhomes in family-friendly Albion, featuring four thoughtfully designed layouts. Enjoy entertainment-sized kitchens, stunning bathrooms, 9-foot main-floor ceilings, a high-efficiency gas furnace, and on-demand hot water. Optional upgrades include a shiplap fireplace feature wall and central A/C. With schools, parks, trails, and everyday amenities nearby, this is your opportunity to make your move. Show home open Saturday-Monday, 12-4 PM. Qualified first-time buyers may be eligible for a GST rebate.

property details

type: Townhouse, Single Family
bedrooms: 3
bathrooms: 3
living area: 1,351 sq ft
parking: 2
year built: 2026
strata fee: $321 / mo ($0.24 / sq ft)
strata rules: Pets Allowed With Restrictions
days on market: 0
MLS®: R3178506

features

Central location
Pets Allowed With Restrictions
All

the market here

listed now: 46 days; median for 121 townhouses for sale; this one listed today

Townhouses in Maple Ridge. Sale prices register 1 to 3 months after a sale closes.

monthly cost

$3,414/mo

Mortgage $3,093 · Strata $321

20% down at 4.34% fixed (Ratehub.ca), 25 years; strata fee from the listing.

estimated payment

$3,093/ monthly

loan $567,920

25-year amortization

down payment20% · $141,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 26, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $359,970
property transfer tax: $0; $12,198 less $12,198 newly built exemption
cash to close: $141,980; down + PTT
total paid: $927,890

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

rent: $2,390/mo
after all costs: −$1,390/mo
cap rate: 2.9%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $3,093 · strata $321 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 3+ bedroom in Maple Ridge: CMHC's average there ($2,026) raised by what new tenants pay against everyone in the Vancouver area, then down 3.5% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca