2, 4118 60 Street

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$174,900

2, 4118 60 Street

Mount Pleasant, Camrose · MLS® A2319762

525 sq ft · 1 m² lot · Townhouse · Single Family · built 1976 · 137 days on market

listed by Tylor Keller, CIR Realty

realtor's description

No Condo Fees! Over 1000sq/ft of living space! Discover this wonderful 2-bedroom bi-level home, located close to a school and playground/green space. The main level features a spacious and bright living room, a generous dining area with patio doors that lead to a balcony, and a functional kitchen complete with a double sink and a walk-in pantry—perfect for everyday living and entertaining. The lower level offers two comfortable bedrooms, a full 4-piece bathroom, and a convenient laundry area. Whether you're a first-time homebuyer or looking for a smart investment, this property offers incredible value—and best of all, there are no condo fees. Don’t miss this fantastic opportunity!

property details

type: Townhouse, Single Family
bedrooms: 2
bathrooms: 1
living area: 525 sq ft
lot: 1 m²
parking: 0
year built: 1976
property tax: $1,165 / yr
days on market: 137
MLS®: A2319762

features

See remarks
Refrigerator
Stove
Window Coverings
Washer & Dryer

property tax

about $1,901 a year

The asking price times Camrose's 2026 residential rate of 10.87 per $1,000 (municipal and education).

The listing shows $1,165 a year in property tax.

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure. Without the city's assessment this uses the asking price, so it's a rough guide.

monthly cost

$859/mo

Mortgage $762 · Tax $97

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$762/ monthly

loan $139,920

25-year amortization

down payment20% · $34,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $88,687
land title fees: $415; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $35,395; down + land title fees
total paid: $228,607

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

if you rented it out

rent: $1,340/mo
after all costs: $199/mo
cap rate: 6.6%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $762 · tax $97 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 2-bedroom in Camrose: CMHC's average there ($1,346) lowered by what new tenants pay against everyone in the province (Alberta centres of 10,000+). (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant).) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Alberta has no cap on how much rent can rise, but only one increase a year, with three months' written notice for a monthly tenancy. alberta.ca