20 Patrick Street

Kingston · MLS® X13699374

621

House · Single Family · 64 days on market

listed by RICHARD LAKINS, RE/MAX FINEST REALTY INC., BROKERAGE

realtor's description

Great investment opportunity in a convenient Kingston location! This well-maintained duplex features two spacious 3-bedroom, 1-bathroom units, offering excellent potential for investors or owner-occupiers. One unit is currently vacant, providing an ideal opportunity for a family member or first-time buyer to live in the property while helping offset mortgage costs. Located close to downtown Kingston, parks, shopping, restaurants, transit, and many other amenities. A fantastic opportunity to own a versatile income property in a desirable location!

property details

type: House, Single Family
bedrooms: 6
bathrooms: 2
parking: 1
property tax: $4,593 / yr
days on market: 64
MLS®: X13699374

features

Two stoves
Water Heater
Two Refrigerators

monthly cost

$3,389/mo

Mortgage $3,006 · Tax $383

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$3,006/ monthly

loan $551,920

25-year amortization

down payment20% · $137,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $349,828
cash to close: $137,980; down payment; transfer tax and fees not included
total paid: $901,748

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.