20 ST CHARLES Drive

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$625,000

20 ST CHARLES Drive

Thorold Downtown, Thorold · MLS® 40865167

642

2,114 sq ft · House · Single Family · 33 days on market

listed by Brian Maddox, RE/MAX Escarpment Realty Inc.

realtor's description

Located in one of Thorold’s most sought-after neighbourhoods, this exceptional property offers 6 bedrooms and 4 three-piece bathrooms across upper and lower self-contained units. Ideal for large or multi-generational families, or buyers seeking rental income to offset mortgage costs. Each unit features a full kitchen, private entrance, and separate laundry. Recent updates include renovated bathrooms, modern appliances, and new window coverings. Close to schools, Brock University, and Pen Centre, this turnkey home blends lifestyle and investment appeal.

property details

type: House, Single Family
bedrooms: 6
bathrooms: 4
living area: 2,114 sq ft
parking: 2
property tax: $4,558 / yr
days on market: 33
MLS®: 40865167

features

Corner Site
Washer
Refrigerator
Stove
Dryer
Hood Fan

monthly cost

$3,103/mo

Mortgage $2,723 · Tax $380

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$2,723/ monthly

loan $500,000

25-year amortization

down payment20% · $125,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $316,920
cash to close: $125,000; down payment; transfer tax and fees not included
total paid: $816,920

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.