20150 Patterson Avenue

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$2,099,000

20150 Patterson Avenue

Maple Ridge · MLS® R3176880

446

1,860 sq ft · 20,038 sq ft lot · House · Single Family · built 1971 · 8 days on market

listed by Walter Wang, Panda Luxury Homes

realtor's description

This beautifully updated rancher situated on a flat (20,038 sqft) lot in west Maple Ridge. Fully renovated in 2020, features 4 spacious bedrooms and 4 bathrooms, laminate flooring throughout, exquisite cabinetry and all stainless steel appliances. Another extra-thick roof insulation for superior energy efficiency. all new vinyl windows. Enjoy ultimate privacy in your meticulously landscaped, south-facing backyard surrounded by mature trees. Designated under OCP for townhouse use and located within Tier 5 of Transit-Oriented Area, offering high future redevelopment value. Conveniently located near vibrant commercial centers, transit, Golden Ears Bridge, and local industrial parks. Perfect to live in, hold, or develop!

property details

type: House, Single Family
bedrooms: 4
bathrooms: 4
living area: 1,860 sq ft
lot: 20,038 sq ft
parking: 6
year built: 1971
property tax: $9,241 / yr
days on market: 8
MLS®: R3176880

features

the market here

listed now: 70 days; median for 469 houses for sale; this one 8 days

Houses in Maple Ridge. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$1,870,000	$8,482

The listing shows $9,241 a year in property tax.

Estimate: the BC Assessment value times Maple Ridge's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$10,008/mo

Mortgage $9,238 · Tax $770

20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$9,238/ monthly

loan $1,679,200

25-year amortization

down payment20% · $419,80020%+ down: no mortgage insuranceinterest rate4.44%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 28, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $1,092,197
property transfer tax: $40,970; BC general rate
cash to close: $460,770; down + PTT
total paid: $2,771,397

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.