2024 212 ST NW

Stillwater, Edmonton · MLS® E4513882

1,012 sq ft · Townhouse · Single Family · built 2026 · 2 days on market

listed by Haijun Yan, Mozaic Realty Group

realtor's description

Welcome to Verge at Stillwater in West Edmonton! The Metro Essence 12 TH offers 1,012 sq. ft. of thoughtfully designed living space, featuring 2 bedrooms, 1.5 baths, and a bright, open-concept layout with oversized windows. Enjoy a functional galley kitchen, spacious living and dining areas, a second-floor balcony, covered front patio, and single attached garage. An excellent opportunity for first-time buyers, downsizers, or investors seeking modern, low-maintenance living.

property details

type: Townhouse, Single Family
bedrooms: 2
bathrooms: 2
living area: 1,012 sq ft
parking: 0
year built: 2026
days on market: 2
MLS®: E4513882

features

Flat site
Lane
Washer
Refrigerator
Dishwasher
Stove

property tax

about $3,626 a year

The asking price times Edmonton's 2026 residential rate of 10.36 per $1,000 (municipal and education).

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure. Without the city's assessment this uses the asking price, so it's a rough guide.

monthly cost

$1,524/mo

Mortgage $1,524

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$1,524/ monthly

loan $279,920

25-year amortization

down payment20% · $69,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $177,424
land title fees: $730; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $70,710; down + land title fees
total paid: $457,344

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

if you rented it out

rent: $1,600/mo
after all costs: −$227/mo
cap rate: 4.4%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $1,524 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 2-bedroom in Edmonton: CMHC's average there ($1,598) raised by what new tenants pay against everyone in the Edmonton area. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant).) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Alberta has no cap on how much rent can rise, but only one increase a year, with three months' written notice for a monthly tenancy. alberta.ca