204 Laidlaw Street

TS - SE, Timmins · MLS® T13548456

412

House · Single Family · 106 days on market

listed by Nancy Gaudet, REVEL REALTY INC.

realtor's description

Opportunity awaits with this 2-unit income property! The main floor is currently configured with four rented rooms and includes a shared kitchen, a 4-piece bathroom, and a laundry room, providing immediate rental income. The unfinished basement unit offers excellent potential for future development or customization to suit your investment goals. Whether you're looking to expand your rental portfolio or add value over time, this property is full of possibilities. Property is being sold in "as-is" condition.

property details

type: House, Single Family
bedrooms: 4
bathrooms: 1
parking: 2
property tax: $4,444 / yr
days on market: 106
MLS®: T13548456

monthly cost

$1,237/mo

Mortgage $867 · Tax $370

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$867/ monthly

loan $159,200

25-year amortization

down payment20% · $39,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $100,907
cash to close: $39,800; down payment; transfer tax and fees not included
total paid: $260,107

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.