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$949,900

205 80 ELGIN STREET

Port Moody · MLS® R3072146

All units at 80 Elgin St →

3 bed · 3 bath · 1,422 sq ft · 1 parking

Townhouse · Single Family · built 2022 · 309 days on market

Listed by Bilal Khan, Century 21 AAA Realty Inc.

Realtor's description

Rarely available beautiful urban style townhome at Sophia Living! Bright and spacious 3 bed & 2.5 bath home featuring large windows, A chef-inspired kitchen features quartz countertops, stainless steel appliances, and a generous breakfast island. Enjoy water and mountain views from the balcony. Additional features include 9' ceilings, premium lighting, laminate flooring, approximately 100 sqft balcony, and a bike locker. Ideally located in the heart of Port Moody Centre with easy access to Moody Centre Station (SkyTrain & West Coast Express) . A great blend of style, comfort, and walkability. Call today for your private viewing! Interior Pictures upon Request. Motivated Seller.

Property details

Type: Townhouse, Single Family
Bedrooms: 3
Bathrooms: 3
Living area: 1,422 sq ft
Parking: 1
Year built: 2022
Property tax: $3,868 / yr
Strata fee: $449 / mo ($0.32 / sq ft)
Strata rules: Pets Allowed With Restrictions
Days on market: 309
MLS®: R3072146

Features

Central location
Pets Allowed With Restrictions
All

Price check

Typical for the area (-0.3%)

2026 assessment: $982,000 · asking is -3.3%
Price per sq ft: $668 vs $670 median for townhouses in Port Moody for sale (38)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 309 days · no price changes so far

The market here

Listed now: 30 days; median for 39 townhouses for sale; this one 309 days

Townhouses in Port Moody. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$982,000	$4,214
2025	$982,000	$3,868

Estimated tax up 8.9% from 2025 to 2026.

The listing shows $3,868 a year in property tax.

Estimate: the BC Assessment value times Port Moody's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$4,910/mo

Mortgage $4,139 · Tax $322 · Strata $449

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$4,139/ monthly

loan $759,920

25-year amortization

down payment20% · $189,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $481,667
property transfer tax: $16,998; BC general rate
cash to close: $206,978; down + PTT
total paid: $1,241,587

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $2,627/mo
After all costs: −$2,668/mo
Cap rate: 1.9%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $4,139 · tax $322 · strata $449 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom in Port Moody (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

The building's lot: 2,428 m² (26,135 sq ft) · PID 031-759-050. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

Port MoodyGoogle Maps ↗

Location

Port MoodyGoogle Maps ↗

Good to know

Heritage
This address is inside the Moody Centre heritage conservation area (Port Moody). Exterior changes can need a heritage permit, and some heritage homes qualify for grants or incentives; the municipality can confirm.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

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