21 English Oak Drive

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$1,498,000

21 English Oak Drive

Oak Ridges, Richmond Hill · MLS® N13827796

544

House · Single Family · 29 days on market

listed by CHEHREH SHAHEEN, REMAX YOUR COMMUNITY REALTY

realtor's description

Welcome to 21 English Oak Drive, a spacious and beautifully maintained 4-bedroom detached home with a bright and functional layout. Featuring a rare main-floor bedroom, ideal for elderly parents, in-laws, guests or anyone who prefers convenient main-level living. The main and second floors offer 3 bathrooms, including 2 full bathrooms upstairs and a convenient main-floor powder room. Enjoy the large glass-enclosed front porch with elegant marble flooring, a beautiful recent addition to the home. The fully finished basement features a separate entrance, additional bedroom, kitchen and 3-piece bathroom, offering excellent flexibility for extended family. Additional convenience includes an EV charging station. A spacious and versatile home designed for comfortable family and multi-generational living.

property details

type: House, Single Family
bedrooms: 5
bathrooms: 4
parking: 4
property tax: $6,408 / yr
days on market: 29
MLS®: N13827796

features

Carpet Free
In-Law Suite
Washer
Refrigerator
Central Vacuum
Dishwasher

monthly cost

$7,061/mo

Mortgage $6,527 · Tax $534

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$6,527/ monthly

loan $1,198,400

25-year amortization

down payment20% · $299,60020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $759,593
cash to close: $299,600; down payment; transfer tax and fees not included
total paid: $1,957,993

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.