221 Balsam Street

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$435,000

221 Balsam Street

Shuniah, Thunder Bay · MLS® X14097382

324

House · Single Family · 4 days on market

listed by Jason Mallon, Royal LePage® Lannon Realty

realtor's description

Sitting on a 66 ft wide lot, this bungalow offers an updated kitchen with wood aspen cabinets. The kitchen provides access to the deck and flows nicely into the large living room, which features hardwood floors beneath the carpet. The main floor boasts a stunning updated bathroom and 3 good-sized bedrooms. The partially finished basement offers a great layout and includes a 2-piece bathroom, ready for updates. Additional updates include roof (2023), Furnace / AC. Furnace/AC (2016), windows (2011) , fencing (2024), concrete front stairs, new stove, fridge and microwave.

property details

type: House, Single Family
bedrooms: 3
bathrooms: 2
parking: 4
property tax: $3,962 / yr
days on market: 4
MLS®: X14097382

features

Washer
Refrigerator
Dishwasher
Stove
Dryer
Microwave

monthly cost

$2,225/mo

Mortgage $1,895 · Tax $330

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,895/ monthly

loan $348,000

25-year amortization

down payment20% · $87,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $220,576
cash to close: $87,000; down payment; transfer tax and fees not included
total paid: $568,576

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.