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$645,000

231 20391 96 AVENUE

Surrey · MLS® R3167433

2 bed · 2 bath · 1,920 sq ft · 2 parking

Townhouse · Single Family · built 1993 · 17 days on market

Listed by Robbie Johal, RE/MAX 2000 Realty

Realtor's description

Welcome to Chelsea Green, a sought-after 55+ gated community! This bright and spacious 1920 sq ft, 2 bed, 2 bath home is move-in ready with fresh paint, new carpets and newer appliances, including an LG Styler Steam Closet. Also two balconies one in the front of the unit & the other in the back. Enjoy resort-style living with fantastic amenities including an outdoor swimming pool, hot tub, exercise room, pool table and clubhouse. RV parking available for added convenience. A wonderful community offering comfort, recreation and an easy-care lifestyle, all close to shopping, restaurants and everyday conveniences. Don't miss this opportunity to call Chelsea Green home! Some photos are virtually staged.

Property details

Type: Townhouse, Single Family
Bedrooms: 2
Bathrooms: 2
Living area: 1,920 sq ft
Parking: 2
Year built: 1993
Property tax: $2,756 / yr
Strata fee: $655 / mo ($0.34 / sq ft)
Strata rules: Rentals Allowed, Age Restrictions
Days on market: 17
MLS®: R3167433

Buying in a building from 1982 to 2000: what to read first

Features

Rentals Allowed
Age Restrictions
Washer
Refrigerator
Dishwasher
Stove

Floor plans

Found among the listing photos.

Price check

Below typical for the area (-33%)

2026 assessment: $762,000 · asking is -15%
Price per sq ft: $336 vs $505 median for townhouses in Surrey for sale (873)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 17 days · no price changes so far

The market here

Listed now: 51 days; median for 887 townhouses for sale; this one 17 days

Townhouses in Surrey. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$762,000	$2,612
2025	$818,000	$2,543

Estimated tax up 2.7% from 2025 to 2026.

The listing shows $2,756 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$3,695/mo

Mortgage $2,810 · Tax $230 · Strata $655

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$2,810/ monthly

loan $516,000

25-year amortization

down payment20% · $129,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $327,061
property transfer tax: $10,900; BC general rate
cash to close: $139,900; down + PTT
total paid: $843,061

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $1,872/mo
After all costs: −$2,148/mo
Cap rate: 1.2%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $2,810 · tax $230 · strata $655 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 2-bedroom in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

The building's lot: 71,463 m² (769,221 sq ft) · PID 017-975-077. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Langley School District 35

Elementary Dorothy Peacock Elementaryhomes in this catchment
1.1 km away · 20292 91a Ave, Langley · 604-513-8000
Secondary Walnut Grove Secondaryhomes in this catchment
1.7 km away · 8919 Walnut Grove Dr, Langley · 604-882-0220

From the Langley School District 35's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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