2404 565 Smithe Street

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$835,000

2404 565 Smithe Street

Vancouver · MLS® R3176671

all units at 565 Smithe St →

221

803 sq ft · Condo · Single Family · built 2009 · 7 days on market

listed by Leo Wilk, Engel & Volkers Vancouver

realtor's description

Experience downtown living at The Vita at Symphony Place by Solterra, a Georgie Award-winning address in the heart of Vancouver. Just moments from premier shopping, acclaimed restaurants and entertainment, this 2-bedroom plus den residence pairs urban convenience with comfortable sophistication. Northwest exposure captures city skyline and mountain views, while an open-concept design create a warm, cohesive living space. An impressive collection of amenities includes a fitness centre, outdoor hot tub, children's play area, residents' lounge and garden terrace with gazebo. Complete with one parking stall and storage, this is an exceptional opportunity to enjoy the energy of downtown from a well-appointed home in a coveted location.

property details

type: Condo, Single Family
bedrooms: 2
bathrooms: 2
living area: 803 sq ft
parking: 1
year built: 2009
property tax: $3,044 / yr
strata fee: $721 / mo ($0.90 / sq ft)
strata rules: Pets Allowed With Restrictions, Rentals Allowed With Restrictions
days on market: 7
MLS®: R3176671

features

Central location
Elevator
Pets Allowed With Restrictions
Rentals Allowed With Restrictions
All

floor plans

found among the listing photos.

monthly cost

$4,612/mo

Mortgage $3,638 · Tax $254 · Strata $721

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$3,638/ monthly

loan $668,000

25-year amortization

down payment20% · $167,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 26, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $423,404
property transfer tax: $14,700; BC general rate
cash to close: $181,700; down + PTT
total paid: $1,091,404

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

rent: $3,680/mo
after all costs: −$1,262/mo
cap rate: 3.4%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $3,638 · tax $254 · strata $721 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 2-bedroom in Downtown, Vancouver: CMHC's average there ($3,258) raised by what new tenants pay against everyone in the Vancouver area, then down 0.8% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Vancouver also charges an empty homes tax. vancouver.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

schools

Catchment schools, Vancouver School Board

Elementary šxʷwəq̓ʷəθət Crosstown Elementaryhomes in this catchment
Secondary King George Secondaryhomes in this catchment
1.7 km away · 1755 Barclay St, Vancouver · 604-713-8999

From the Vancouver School Board's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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2404 565 Smithe Street

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$835,000