245 Smart Crescent

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$489,900

245 Smart Crescent

Greater Napanee · MLS® X13166856

423

House · Single Family · 154 days on market

listed by Adrian Gennuso, Keller Williams Energy Real Estate

realtor's description

Discover this 4-level sidesplit. Nestled on a premium, expansive cul-de-sac lot in one of Napanee's most desirable mature neighborhoods. Smart Layout: A highly practical 4-level design featuring 3+1 spacious bedrooms, 2 full bathrooms, and a massive, private backyard. Unbeatable Location: Situated in a quiet, family-friendly residential pocket just minutes from local schools, parks, shopping, and major commuter routes. Property is currently tenanted. Please provide 24 hours' notice for all showings.

property details

type: House, Single Family
bedrooms: 4
bathrooms: 2
parking: 3
property tax: $3,048 / yr
days on market: 154
MLS®: X13166856

features

Irregular lot size
Sump Pump
Washer
Refrigerator
Gas stove(s)
Dryer

monthly cost

$2,388/mo

Mortgage $2,134 · Tax $254

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$2,134/ monthly

loan $391,920

25-year amortization

down payment20% · $97,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $248,414
cash to close: $97,980; down payment; transfer tax and fees not included
total paid: $640,334

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.