246 St James ST

1 / 21

$129,900

246 St James ST

Sault Ste. Marie · MLS® SM262503

1,610 sq ft · House · Multi-family · built 1912 · 43 days on market

listed by Dale Rayner, Royal LePage® Northern Advantage

realtor's description

Attention investors: duplex opportunity at 246 St James St! This duplex features a 1-bedroom unit on the main floor and a 2-bedroom unit on the upper level, offering a versatile setup for investors or an owner occupant looking to build equity. The property requires some repairs and cosmetic updating, making it an excellent fit for a handy buyer or investor ready to add value. Gas forced-air heating and a spacious backyard add to the property's appeal, with the outdoor space well suited for the main-floor tenant or an owner-occupied unit. A solid opportunity to improve, reposition and make the most of an affordable duplex. Call today to book a private viewing!

property details

type: House, Multi-family
living area: 1,610 sq ft
parking: 0
year built: 1912
property tax: $2,097 / yr
days on market: 43
MLS®: SM262503

features

Bus Route

monthly cost

$741/mo

Mortgage $566 · Tax $175

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$566/ monthly

loan $103,920

25-year amortization

down payment20% · $25,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $65,869
cash to close: $25,980; down payment; transfer tax and fees not included
total paid: $169,789

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.