248 Ruttan Terrace

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$629,000

248 Ruttan Terrace

Cobourg · MLS® X13789212

333

House · Single Family · 39 days on market

listed by Michael William March, Royal Service Real Estate Inc.

realtor's description

Lovely, bright and spacious 3 Bedroom,3 Bath Semi located in Historic Cobourg's desirable, burgeoning East End. Perfectly situated at the end of a very private and quiet Cul de Sac with quick access to the 401. Close to parks and Lake Ontario and convenient to almost everywhere In town including the amazing waterfront trail. Updated kitchen with Quartz countertops, newer low maintenance laminate flooring, eat in at the kitchen bar or Dining room with walkout to deck and a large very private yard. Basement is unspoiled and has a rough in for a fourth bath and ready to be finished to your families taste. Start packing, this is the one.

property details

type: House, Single Family
bedrooms: 3
bathrooms: 3
parking: 3
property tax: $4,971 / yr
days on market: 39
MLS®: X13789212

features

Cul-de-sac
Washer
Refrigerator
Dishwasher
Stove
Dryer

monthly cost

$3,155/mo

Mortgage $2,740 · Tax $414

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$2,740/ monthly

loan $503,200

25-year amortization

down payment20% · $125,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $318,948
cash to close: $125,800; down payment; transfer tax and fees not included
total paid: $822,148

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.