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$855,000

2605 1ST AVENUE

Terrace · MLS® R3122178

3 bed · 2 bath · 2,526 sq ft · 1 sq ft lot

House · Single Family · built 1984 · 149 days on market

Listed by Suki Spencer, RE/MAX Coast Mountains

Realtor's description

Year-round Lake Life! 3 Bedrooms, 2 Bathroom, 2 Living room, 2 Patio, 2 1/2 Storey House with lakefront views almost 1 acre for your personal life style. Beautiful soft pine tongue & groove finishings with impressive 10' foot ceilings. Home is designed with comfort in mind. Each floor accommodates a bathroom, bedrooms and living rooms. Powered detached shop spaces for all your equipment or toys. RV parking with power and a bonus play-cabin for the kiddos. Features: Sophisticated Septic System & Licensed Water-Rights, Backup Generator! Enjoy the Lakes rich ecosystem, watch wildlife from your door step or from your private boat dock. Location is known for a premier spot for all water sports and a great place to call home during: spring, summer, fall and winter!

Property details

Type: House, Single Family
Bedrooms: 3
Bathrooms: 2
Living area: 2,526 sq ft
Lot: 1 sq ft
Parking: 0
Year built: 1984
Property tax: $3,903 / yr
Days on market: 149
MLS®: R3122178

Features

Washer
Refrigerator
Satellite Dish
Dishwasher
Stove
Dryer

Price check

Above typical for the area (+20%)

Price per sq ft: $338 vs $282 median for houses in Terrace for sale (102)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 149 days · no price changes so far

The market here

Listed now: 47 days; median for 102 houses for sale; this one 149 days

Houses in Terrace. Sale prices register 1 to 3 months after a sale closes.

Monthly cost

$4,050/mo

Mortgage $3,725 · Tax $325

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$3,725/ monthly

loan $684,000

25-year amortization

down payment20% · $171,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $433,546
property transfer tax: $15,100; BC general rate
cash to close: $186,100; down + PTT
total paid: $1,117,546

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.