2605 - 5 St. Joseph Street

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$599,000

2605 - 5 St. Joseph Street

Bay Street Corridor, Toronto · MLS® C13988092

Condo · Single Family · 11 days on market

listed by LIONET HASBURY, KELLER WILLIAMS EDGE REALTY

realtor's description

Welcome to Five Condos, where luxury, convenience, and location come together in the heart of downtown Toronto. This bright and spacious corner suite offers 1 bedroom plus a separate den, featuring a highly functional layout, 9-foot ceilings, and floor-to-ceiling windows that flood the space with natural light.Enjoy southwest views from the large private balcony, a modern kitchen complete with an island and dining area, a full bathroom plus a convenient powder room, and a versatile den with enclosed sliding doors-perfect for a home office or guest space.Ideally situated just steps from Wellesley Subway Station and within walking distance to Yorkville, the Mink Mile, College Park, Dundas Square, and some of the city's best shopping, dining, and entertainment. Minutes from the University of Toronto, Toronto Metropolitan University, and major hospitals, this is an exceptional opportunity to experience the best of downtown living.

property details

type: Condo, Single Family
bedrooms: 2
bathrooms: 2
parking: 0
property tax: $3,597 / yr
strata fee: $575 / mo
strata rules: Pets Allowed With Restrictions
days on market: 11
MLS®: C13988092

features

Balcony
Carpet Free
Pets Allowed With Restrictions
Washer
Refrigerator
Dishwasher

monthly cost

$3,484/mo

Mortgage $2,610 · Tax $300 · Strata $575

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$2,610/ monthly

loan $479,200

25-year amortization

down payment20% · $119,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $303,736
cash to close: $119,800; down payment; transfer tax and fees not included
total paid: $782,936

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.