27 Joyce Lane

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$893,000

27 Joyce Lane

Archipelago South, The Archipelago · MLS® X13780442

4210

House · Single Family · 40 days on market

listed by CRYSTAL VIENNEAU, Royal LePage Lakes Of Muskoka - Clarke Muskoka Realty

realtor's description

The Top 5 Reasons You'll Love This Cottage: 1) 205 feet of shoreline on Kapikog Lake - private, peaceful and beautifully positioned. 2) Southeast exposure - enjoy sunshine, morning light and long cottage days by the water. 3) 4 - bedrooms + 2 bathrooms - plenty of space for family and guests including a separate guest Bunkie. 4) Classic cottage living - a generous 20 x 20 Muskoka Room, spacious deck and private dock create the perfect setting for summer. 5) A quiet escape - surrounded by nature and tucked away on Joyce Lane, yet convenient to the amenities and communities nearby.

property details

type: House, Single Family
bedrooms: 4
bathrooms: 2
parking: 10
property tax: $2,240 / yr
days on market: 40
MLS®: X13780442

features

Wooded area
Partially cleared
Flat site
Level
Guest Suite
All

monthly cost

$4,077/mo

Mortgage $3,891 · Tax $187

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$3,891/ monthly

loan $714,400

25-year amortization

down payment20% · $178,60020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $452,815
cash to close: $178,600; down payment; transfer tax and fees not included
total paid: $1,167,215

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.