274 Wellington Street

East of Sir John A. Blvd, Kingston · MLS® X13531176

974 sq ft · 0 sq ft lot · House · Multi-family · 109 days on market

listed by STACEY MACDONALD, ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE

realtor's description

Well-located in Kingston's historic downtown core, 274 Wellington Street presents a flexible investment opportunity with dual tenancies in place. The property offers approximately 974 sq. ft. of above-grade space, configured as two self-contained units-each with a functional layout and private entrance. Unit 1 (second floor) features a full kitchen, 3-piece bath, and spacious living area, while Unit 2 (main floor) includes a bedroom, two 2-piece baths, living area, and mudroom. Zoned for both residential and commercial use, the property suits a variety of applications, including professional services, live-work setups, or rental income. Steps from Market Square, City Hall, and waterfront amenities, this is a strategic asset in one of Kingston's most vibrant neighborhoods.

property details

type: House, Multi-family
living area: 974 sq ft
lot: 0 sq ft
parking: 0
property tax: $3,243 / yr
days on market: 109
MLS®: X13531176

monthly cost

$2,274/mo

Mortgage $2,004 · Tax $270

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$2,004/ monthly

loan $368,000

25-year amortization

down payment20% · $92,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $233,253
cash to close: $92,000; down payment; transfer tax and fees not included
total paid: $601,253

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.