29 7788 Ash Street

Richmond · MLS® R3178594

333

1,275 sq ft · Townhouse · Single Family · built 2005 · listed today

listed by Jessie Mo, Luxmore Realty

realtor's description

RARELY AVAILABLE CORNER TOWNHOUSE at Jade Gardens! This spacious 2-level home offers a duplex-like feel with exceptional privacy and a HUGE 1,000+ sq. ft. fully fenced private yard, perfect for outdoor entertaining and family enjoyment. Featuring 3 bedrooms plus a versatile den/flex room, a bright open-concept living and dining area, 9' ceilings on the main floor, radiant heating on both levels, and a functional kitchen with refinished cabinetry. Spacious primary bedroom, side-by-side double garage and low strata fees. Conveniently located steps from Garden City Shopping Centre and Paulik Gardens Park. School catchments include Howard DeBeck Elementary and Palmer Secondary. An ideal family home offering space, comfort and convenience!

property details

type: Townhouse, Single Family
bedrooms: 3
bathrooms: 3
living area: 1,275 sq ft
parking: 3
year built: 2005
property tax: $3,459 / yr
strata fee: $329 / mo ($0.26 / sq ft)
strata rules: Pets Allowed With Restrictions, Rentals Allowed With Restrictions
days on market: 0
MLS®: R3178594

features

Central location
Treed
Pets Allowed With Restrictions
Rentals Allowed With Restrictions
All

the market here

listed now: 52 days; median for 337 townhouses for sale; this one listed today

Townhouses in Richmond. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$1,054,000	$3,729
2025	$1,083,000	$3,459

Estimated tax up 7.8% from 2025 to 2026.

The listing shows $3,459 a year in property tax.

Estimate: the BC Assessment value times Richmond's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$5,148/mo

Mortgage $4,531 · Tax $288 · Strata $329

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$4,531/ monthly

loan $831,999

25-year amortization

down payment20% · $208,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 26, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $527,354
property transfer tax: $18,800; BC general rate
cash to close: $226,800; down + PTT
total paid: $1,359,353

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

rent: $2,960/mo
after all costs: −$2,600/mo
cap rate: 2.2%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $4,531 · tax $288 · strata $329 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 3+ bedroom in Richmond: CMHC's average there ($2,500) raised by what new tenants pay against everyone in the Vancouver area, then down 3.5% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

location

the building's lot: 6,192 m² (66,650 sq ft) · PID 026-395-088. from ParcelMap BC; property lines are approximate, a survey is the legal boundary.

RichmondGoogle Maps ↗

Rapid transit: Richmond–Brighouse SkyTrain station, 1.8 km (about 29 min walk); Lansdowne SkyTrain station, 2.4 km (about 38 min walk).

schools

Catchment schools, Richmond School District 38

Elementary Howard De Beck Elementaryhomes in this catchment
600 m away · 8600 Ash St, Richmond · 604-668-6281
Secondary R C Palmer Secondaryhomes in this catchment
700 m away · 8160 St. Albans Rd, Richmond

From the Richmond School District 38's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

good to know

Wildfire
The BC Wildfire Service rates Vancouver's wildland urban interface as risk class 5 of 5 (lowest; 1 is the highest). One wildfire of 10 hectares or more burned within 5 km since 2006: 2018 (13 ha). Some insurers price for wildfire, and FireSmart BC has a free home assessment guide.
Source: BC Wildfire Service, WUI risk class and fire perimeters

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

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