3, 2145 5 Avenue N

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$204,900

3, 2145 5 Avenue N

Westminster, Lethbridge · MLS® A2349977

221

528 sq ft · 8,533 sq ft lot · Townhouse · Single Family · built 1977 · 21 days on market

listed by Ryan Agnew, REAL BROKER

realtor's description

Affordable, Renovated & Move-In Ready! This well-located 2-bedroom, 2-bathroom home offers excellent value for first-time buyers, investors, or those looking to downsize. Featuring two generously sized bedrooms and two bathrooms, the layout provides comfortable living space with plenty of functionality.Recently renovated with new flooring, carpet, blinds, and all-new appliances, this home is move-in ready with a fresh, updated feel. Ideally situated close to shopping, schools, parks, and everyday amenities, you'll enjoy convenience right at your doorstep.Whether you're looking for an affordable place to call home or a solid investment opportunity, this property is worth a look. Great value, great location, and move-in ready!

property details

type: Townhouse, Single Family
bedrooms: 2
bathrooms: 2
living area: 528 sq ft
lot: 8,533 sq ft
parking: 1
year built: 1977
property tax: $2,047 / yr
strata rules: Pets Allowed
days on market: 21
MLS®: A2349977

features

Back lane
PVC window
Pets Allowed
Refrigerator
Dishwasher
Stove

monthly cost

$1,063/mo

Mortgage $893 · Tax $171

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$893/ monthly

loan $163,920

25-year amortization

down payment20% · $40,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $103,899
land title fees: $470; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $41,450; down + land title fees
total paid: $267,819

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

if you rented it out

rent: $1,690/mo
after all costs: $316/mo
cap rate: 7.1%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $893 · tax $171 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 2-bedroom in Lethbridge: CMHC's average there ($1,593) raised by what new tenants pay against everyone in the Lethbridge area. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant).) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Alberta has no cap on how much rent can rise, but only one increase a year, with three months' written notice for a monthly tenancy. alberta.ca