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$419,900

3006 - 20 Richardson Street

Waterfront Communities, Toronto · MLS® C13635520

Condo · Single Family · 81 days on market

listed by NATALIYA GASENKO, ROYAL LEPAGE SUPREME REALTY

realtor's description

See Virtual Tour! Great opportunity for first-time buyers and investors! Spacious studio in Toronto's sought-after waterfront community featuring quality finishes, a gourmet kitchen with integrated appliances, and a functional kitchen island. Prime downtown location steps to the lake, Sugar Beach, George Brown College, Loblaws, St. Lawrence Market, Union Station, restaurants, and more. Enjoy beautiful lake and city views from the large private balcony. Exceptional value in a vibrant waterfront neighborhood!

property details

type: Condo, Single Family
bedrooms: 1
bathrooms: 1
parking: 0
property tax: $2,079 / yr
strata fee: $408 / mo
strata rules: Pets Allowed With Restrictions
days on market: 81
MLS®: C13635520

features

Balcony
Pets Allowed With Restrictions
Washer
Refrigerator
Dishwasher
Stove

monthly cost

$2,411/mo

Mortgage $1,829 · Tax $173 · Strata $408

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$1,829/ monthly

loan $335,920

25-year amortization

down payment20% · $83,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $212,919
cash to close: $83,980; down payment; transfer tax and fees not included
total paid: $548,839

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.