3018 St. George Street

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$569,000

3018 St. George Street

Port Moody · MLS® R3175952

111

675 sq ft · Condo · Single Family · built 2021 · 11 days on market

listed by Lynn Le Drew, Oakwyn Realty Ltd.

realtor's description

HUGE PATIO! Port Moody one bedroom and den condo for sale. Spacious 675 sqft, 9 ft ceilings, private 194 sqft patio, quiet side of the building. Full-size, stainless steel appliances, gas range, lots of storage in kitchen. Large bedroom fits a king. Over $20K in upgrades: High end Store-X walk-through closet with birch drawer boxes, integrated shelving/hanging zones and custom front entry closet with shoe storage, premium Kohler/Riobel/Brizo matte-black bathroom fixtures, smart switches, Mysa thermostats, upgraded lighting. Den has custom barn door & closet could be used as a 2nd bedroom or office. Steps to Rocky Point, Brewer´s Row, SkyTrain, West Coast Express, restaurants, shops and trails. LOW STRATA FEES! NOT ground level - above grade. Quick close possible. Parking and storage. Perfect for First Time Homebuyers and Investors.

property details

type: Condo, Single Family
bedrooms: 1
bathrooms: 1
living area: 675 sq ft
parking: 1
year built: 2021
property tax: $2,453 / yr
strata fee: $259 / mo ($0.38 / sq ft)
strata rules: Pets Allowed, Pets Allowed With Restrictions
days on market: 11
MLS®: R3175952

features

Central location
Elevator
Pets Allowed
Pets Allowed With Restrictions
All
Intercom

floor plans

found among the listing photos.

monthly cost

$2,943/mo

Mortgage $2,479 · Tax $204 · Strata $259

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$2,479/ monthly

loan $455,200

25-year amortization

down payment20% · $113,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 26, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $288,524
property transfer tax: $9,380; BC general rate
cash to close: $123,180; down + PTT
total paid: $743,724

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

rent: $1,960/mo
after all costs: −$1,175/mo
cap rate: 2.8%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $2,479 · tax $204 · strata $259 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 1-bedroom in Port Moody: CMHC's average there ($1,708) raised by what new tenants pay against everyone in the Vancouver area, then down 1.5% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca