309 Lakewood WY

Lakewood Estates, Cold Lake · MLS® E4465605

620 m² lot · Land · Vacant Land · 345 days on market

listed by Beverley Howarth, RE/MAX Prairie Realty

realtor's description

Build Your Dream Home in Lakewood Estates — Cold Lake’s Premier Family Community. These vacant lots offer the perfect opportunity to design and build the home you’ve always imagined. Lakewood Estates captures the essence of lake-life living — just minutes from the beach, with multiple playgrounds (including one conveniently located across the street, offering privacy without the “fishbowl” feel), open green spaces to roam, and scenic trails that connect you to the MD campground and several beach access points. Each lot presents a unique opportunity to bring your vision to life — whether you’re inspired by modern blueprints, digital overlays of potential homes, or simply the dream of creating something truly your own. With all utilities in place and ready for connection, your build can begin seamlessly. Lakewood Estates offers a rare blend of community, desirable amenities, natural beauty, and possibility. Lot 4: 620 SQM

property details

type: Land, Vacant Land
lot: 620 m²
parking: 0
days on market: 345
MLS®: E4465605

features

Flat site

property tax

about $1,917 a year

The asking price times Cold Lake's 2026 residential rate of 11.34 per $1,000 (municipal and education).

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure. Without the city's assessment this uses the asking price, so it's a rough guide.

monthly cost

$736/mo

Mortgage $736

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$736/ monthly

loan $135,200

25-year amortization

down payment20% · $33,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $85,695
land title fees: $410; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $34,210; down + land title fees
total paid: $220,895

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.