31 Optimist Drive

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$608,000

31 Optimist Drive

Rural Southwold, Southwold · MLS® X13705722

332

Townhouse · Single Family · 61 days on market

listed by ALEXANDRA GRAHAM, SUTTON GROUP - SELECT REALTY INC.

realtor's description

The listing price includes proposed 2026 HST rebates. Final rebate amount is subject to the passing of Provincial/Federal legislation and purchaser eligibility (Primary Residence/Qualifying Rental) as per government guidelines. Currently under construction with a projected closing date early 2027.Currently being built, end unit. These stunning freehold towns have unmatched finishes. Stucco and stone exterior with great curb appeal. Featuring 3 bedrooms and 1880 sq ft of living space. The basement has a walkout elevation backing onto a pond. Available for purchase now. Interior units and lookout basements are available in this phase of Pre-construction units.

property details

type: Townhouse, Single Family
bedrooms: 3
bathrooms: 3
parking: 2
days on market: 61
MLS®: X13705722

features

Ravine
Carpet Free

monthly cost

$2,649/mo

Mortgage $2,649

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$2,649/ monthly

loan $486,400

25-year amortization

down payment20% · $121,60020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $308,299
cash to close: $121,600; down payment; transfer tax and fees not included
total paid: $794,699

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.