31 Pine Street N

Thorold Downtown, Thorold · MLS® X13769760

535

House · Multi-family · 44 days on market

listed by Rebecca Scarlett, Century 21 Heritage House LTD

realtor's description

Attention investors! This three-story home in the heart of Thorold is currently being used as a single family home, however was previously a triplex and has R3 zoning. Three levels of living space, with the potential to create three units, one on each floor. All units would need to be updated and brought to code. With two separate driveways there is plenty of off-street parking. Easy highway access, public transit, close to all amenities, schools, shopping and walking trails. Brock University is under 4km away!

property details

type: House, Multi-family
bedrooms: 5
bathrooms: 3
parking: 5
property tax: $3,438 / yr
days on market: 44
MLS®: X13769760

features

Water meter

monthly cost

$2,678/mo

Mortgage $2,392 · Tax $287

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$2,392/ monthly

loan $439,200

25-year amortization

down payment20% · $109,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $278,382
cash to close: $109,800; down payment; transfer tax and fees not included
total paid: $717,582

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.