31 Queen Street

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$299,900

31 Queen Street

SE, Strathroy-Caradoc · MLS® X13816864

414

House · Single Family · 32 days on market

listed by DAVID LEE, RE/MAX CENTRE CITY REALTY INC.

realtor's description

First time on market ! This cozy family home has been owned by the same family for 70+ years. Home features 4 bedrooms (3 upstairs and 1 on main floor), large eat-in kitchen, and main floor laundry. The knotty pine decor gives a cottage feel. There is a covered back porch, and one detached garage/workshop, as well as a second shed for storage. Recent updates in last five years include shingles and furnace. Why pay rent when you can have an affordable mortgage. Great starter for an affordable price !

property details

type: House, Single Family
bedrooms: 4
bathrooms: 1
parking: 4
property tax: $1,987 / yr
days on market: 32
MLS®: X13816864

features

Sump Pump
Washer
Refrigerator
Stove
Dryer

monthly cost

$1,472/mo

Mortgage $1,307 · Tax $166

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,307/ monthly

loan $239,920

25-year amortization

down payment20% · $59,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $152,071
cash to close: $59,980; down payment; transfer tax and fees not included
total paid: $391,991

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.