3108, 403 Mackenzie Way SW

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$225,000

3108, 403 Mackenzie Way SW

Downtown, Airdrie · MLS® A2349551

221

693 sq ft · Condo · Single Family · built 2013 · 23 days on market

listed by Mel Star, RE/MAX House of Real Estate

realtor's description

Welcome to Creekside Crossing in Downtown Airdrie. This thoughtfully laid-out 692.84 sq. ft. home offers two bedrooms and two full bathrooms, including a private ensuite off the primary bedroom. The kitchen opens to a separate dining area, while the living room provides access to the patio. In-suite laundry and one assigned parking stall add everyday convenience. Enjoy easy access to shops, restaurants, fitness and professional services, with schools, parks, pathways and Nose Creek nearby.

property details

type: Condo, Single Family
bedrooms: 2
bathrooms: 2
living area: 693 sq ft
parking: 1
year built: 2013
property tax: $1,783 / yr
strata fee: $376 / mo ($0.54 / sq ft)
strata rules: Pets Allowed With Restrictions
days on market: 23
MLS®: A2349551

features

See remarks
Parking
Pets Allowed With Restrictions
None

property tax

about $1,549 a year

The asking price times Airdrie's 2026 residential rate of 6.88 per $1,000 (municipal and education).

The listing shows $1,783 a year in property tax.

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure. Without the city's assessment this uses the asking price, so it's a rough guide.

monthly cost

$1,505/mo

Mortgage $980 · Tax $149 · Strata $376

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$980/ monthly

loan $180,000

25-year amortization

down payment20% · $45,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $114,091
land title fees: $505; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $45,505; down + land title fees
total paid: $294,091

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

if you rented it out

rent: $1,840/mo
after all costs: $152/mo
cap rate: 6.0%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $980 · tax $149 · strata $376 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 2-bedroom in Calgary: CMHC's average there ($1,908) lowered by what new tenants pay against everyone in the Calgary area. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant).) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Alberta has no cap on how much rent can rise, but only one increase a year, with three months' written notice for a monthly tenancy. alberta.ca