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$550,000

312 15168 33 AVENUE

Surrey · MLS® R3166368

2 bed · 2 bath · 873 sq ft · 1 parking

Condo · Single Family · built 2016 · 21 days on market

Listed by Kim Phillips, RE/MAX Treeland Realty

Welcome to Elgin House at Harvard Gardens! This spacious 873 SQ FT, 2 bed, 2 bath home features a functional open layout with stylish modern finishes throughout. Enjoy vinyl plank flooring, designer lighting, ceiling fans, digital thermostats, custom closet organizers, a gas range & quality stainless steel appliances. EV charging available. Ideally located in South Surrey, just minutes from shopping, restaurants, schools, golf & major commuter routes. Residents also enjoy exclusive access to The Rowing Club, featuring an outdoor pool, fitness centre, party & media rooms, BBQ area and more. A fantastic opportunity to enjoy the Harvard Gardens lifestyle!

Type: Condo, Single Family
Bedrooms: 2
Bathrooms: 2
Living area: 873 sq ft
Parking: 1
Year built: 2016
Property tax: $2,582 / yr
Strata fee: $427 / mo ($0.49 / sq ft)
Strata rules: Pets Allowed With Restrictions, Rentals Allowed With Restrictions
Days on market: 21
MLS®: R3166368

Typical for the area (-6.1%)

2026 assessment: $579,000 · asking is -5.0%
Price per sq ft: $630 vs $671 median for condos in Surrey for sale (1003)
Last sold: $588,000 · Jan 30, 2023

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Pets Allowed With Restrictions
Rentals Allowed With Restrictions
Washer
Refrigerator
Dishwasher
Stove

On market 21 days

Listed now: 63 days; median for 998 condos for sale; this one 21 days

Condos in Surrey. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

Catchment schools, Surrey School District 36

Elementary Rosemary Heights Elementaryhomes in this catchment
900 m away · 15516 36 Ave, Surrey · 604-541-1613
Secondary Grandview Heights Secondaryhomes in this catchment
4.0 km away · 16987 25 Ave, Surrey · 604-542-3320

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

$3,038/mo

Mortgage $2,396 · Tax $215 · Strata $427

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$2,396/ monthly

loan $440,000

25-year amortization

down payment20% · $110,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $278,889
property transfer tax: $9,000; BC general rate
cash to close: $119,000; down + PTT
total paid: $718,889

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Rent: $1,872/mo
After all costs: −$1,351/mo
Cap rate: 2.3%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $2,396 · tax $215 · strata $427 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 2-bedroom in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

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