317 - 241 St. Paul Street W

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$219,000

317 - 241 St. Paul Street W

Western Hill, St. Catharines · MLS® X13736498

213

House · Single Family · 52 days on market

listed by Melissa Lococo, RE/MAX HENDRIKS TEAM REALTY

realtor's description

Welcome to an incredibly charming and lovingly maintained modular home right in the heart of St. Catharines. This move-in-ready space features a bright open-concept living room and kitchen, two comfortable bedrooms with a double-entry closet, a four-piece bath, and in-suite laundry for everyday convenience. Step outside to enjoy your own private oasis complete with a cozy gazebo, firepit, and a large shed for all your outdoor gear. Parking is effortless with space for three vehicles side-by-side just steps from your front door. Recent updates include a new furnace, water heater, and exterior skirting in 2019, plus a window A/C installed in 2024 and tinted front and south-facing windows to help keep energy costs down. With park fees covering land tax, garbage removal, and snow removal on park routes, this home offers comfort, simplicity, and a wonderful place to settle in. Update to Date Park Fees: $724//month.

property details

type: House, Single Family
bedrooms: 2
bathrooms: 1
parking: 3
days on market: 52
MLS®: X13736498

features

Gazebo
Washer
Refrigerator
Stove
Dryer
Microwave

monthly cost

$954/mo

Mortgage $954

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$954/ monthly

loan $175,200

25-year amortization

down payment20% · $43,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $111,049
cash to close: $43,800; down payment; transfer tax and fees not included
total paid: $286,249

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.