32 WINDY Way

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$449,900

32 WINDY Way

Stump Lake · MLS® 10400959

2.05 acres lot · Land · Vacant Land · 41 days on market

listed by Richard Burnett, Brendan Shaw Real Estate Ltd.

realtor's description

Lakefront Living at Its Best – 2 Acre Lot on Stump Lake - Discover the perfect setting for your dream lakefront home on this beautiful 2-acre flat lot situated right on the water at scenic Stump Lake, BC. Ideally located between Merritt and Kamloops, this property offers the ideal balance of peaceful rural living with convenient access to nearby amenities. This rare offering is part of a well-managed bareland strata with a low monthly fee of $160, which includes community water (water and electricity ready to go at the lot), making ownership simple and stress-free. With ample flat land, you’ll have endless options for designing and building your ideal lakefront retreat, whether that’s a year-round residence or a recreational getaway. Enjoy stunning lake views, easy access to the water, and the serenity of nature right outside your door. Stump Lake is known for its quiet beauty, great fishing, and relaxed lifestyle, perfect for those seeking a true escape. The lakeshore is very accessible with low bank frontage. This property is well set up for boats and other toys to hit the lake.

property details

type: Land, Vacant Land
lot: 2.05 acres
parking: 0
property tax: $966 / yr
strata fee: $160 / mo
days on market: 41
MLS®: 10400959

features

Level lot

the market here

listed now: 94 days; median for 3 homes for sale; this one 41 days

Homes in Stump Lake. Sale prices register 1 to 3 months after a sale closes.

monthly cost

$2,201/mo

Mortgage $1,960 · Tax $81 · Strata $160

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$1,960/ monthly

loan $359,920

25-year amortization

down payment20% · $89,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 26, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $228,131
property transfer tax: $6,998; BC general rate
cash to close: $96,978; down + PTT
total paid: $588,051

first-time buyernewly built

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

location

lot outline: 8,281 m² (89,136 sq ft) · PID 024-647-021. from ParcelMap BC; property lines are approximate, a survey is the legal boundary.

Stump LakeGoogle Maps ↗

good to know

Agricultural Land Reserve
This address is inside the Agricultural Land Reserve. ALR land is set aside for farming; building, subdividing and non-farm uses follow Agricultural Land Commission rules.
Source: Agricultural Land Commission, ALR boundary
Wildfire
The BC Wildfire Service rates Stump Lake_148's wildland urban interface as risk class 1 of 5 (the highest class). 4 wildfires of 10 hectares or more burned within 5 km since 2006: 2023 (11.4k ha), 2021 (57 ha), 2015 (166 ha), 2009 (50 ha). Some insurers price for wildfire, and FireSmart BC has a free home assessment guide.
Source: BC Wildfire Service, WUI risk class and fire perimeters

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

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