#320 9620 174 ST NW

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$164,900

#320 9620 174 ST NW

Terra Losa, Edmonton · MLS® E4508452

793 sq ft · Condo · Single Family · built 1994 · 43 days on market

listed by Estre Castro, Realty Focus

realtor's description

Welcome to Pointe West on the Lake! A bright, well-maintained 2-bedroom, 2-bathroom condo in a location that makes everyday life easy. Just 6 minutes to West Edmonton Mall and within walking distance to Terra Losa Shopping Centre, you’re close to shopping, restaurants, services, transit, and more. Inside, you’ll find a spacious, functional layout with plenty of natural light and a comfortable feel throughout. With affordable condo fees, an assigned carport, and ample visitor parking, this home offers practical value whether you’re buying your first home, downsizing, or looking for a solid investment. A well-kept home + a convenient west-end location + affordable ownership = an opportunity worth seeing.

property details

type: Condo, Single Family
bedrooms: 2
bathrooms: 2
living area: 793 sq ft
parking: 0
year built: 1994
strata fee: $458 / mo ($0.58 / sq ft)
days on market: 43
MLS®: E4508452

buying in a building from 1982 to 2000: what to read first

features

See remarks
Washer
Refrigerator
Dishwasher
Stove
Dryer

city assessment

$162,000

2026 assessment · market value as of July 1, 2025

Up 11.0% from $146,000 in 2025
$177,500 in 2016 (-9% over ten years)
Asking price is 2% above the assessment
Built 1994
Lot 87 m² (939 sq ft)
Floor area on the roll 786 sq ft

roll year	assessed
2026	$162,000
2025	$146,000
2024	$132,000
2023	$128,500
2022	$130,000
2021	$147,000
2020	$149,000
2019	$161,500

From City of Edmonton open data (property assessments), matched to #320 9620 174 STREET NW. A mass appraisal of market value, not an appraisal of this home; a new build may be assessed before it was finished.

property tax

about $1,679 a year

The 2026 assessment times Edmonton's 2026 residential rate of 10.36 per $1,000 (municipal and education).

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure.

monthly cost

$1,176/mo

Mortgage $718 · Strata $458

20% down at 4.34% fixed (Ratehub.ca), 25 years; strata fee from the listing.

estimated payment

$718/ monthly

loan $131,920

25-year amortization

down payment20% · $32,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $83,616
land title fees: $400; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $33,380; down + land title fees
total paid: $215,536

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

if you rented it out

rent: $1,600/mo
after all costs: $261/mo
cap rate: 7.1%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $718 · strata $458 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 2-bedroom in Edmonton: CMHC's average there ($1,598) raised by what new tenants pay against everyone in the Edmonton area. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant).) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Alberta has no cap on how much rent can rise, but only one increase a year, with three months' written notice for a monthly tenancy. alberta.ca