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321 Tracy Street
homes for sale · St. Marys
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$600,000

321 Tracy Street

St. Marys · MLS® X13757042

223

Townhouse · Single Family · 46 days on market

listed by CATHIE SZMON, Peak Select Realty Inc

realtor's description

Downsizing this fall? This one makes it easy. Set on a quiet cul-de-sac street in St. Marys, this freehold bungalow townhome gives you low-maintenance, one-level living with no condo fees. 2000 sq. ft. of finished space, and it's a short walk to downtown shops, cafés, and everything you need. The main floor is bright and open, with 9-foot tray ceilings, carpet-free flooring, and plenty of natural light. The kitchen has a central island and looks out over the living and dining areas. Step through to the rear patio with awning and settle in with your morning coffee against a peaceful treed backdrop, a good spot to watch the leaves turn. Two bedrooms on the main floor keep things simple. The 3-piece bathroom was beautifully updated with a brand-new oversized walk-in shower and built-in bench (2026), a smart touch for aging in place. A large storage closet adds function, and interior access to the attached garage means you're never braving the cold to get inside. When family visits or a project calls, the partially finished lower level has a roomy family/rec room, a second bathroom, and flexible space for guests or a home office. Add a covered front porch, garden shed, and private backyard, and you've got easy bungalow living with modern finishes in one of Ontario's prettiest small towns. Welcome to St. Marys.

property details

type
Townhouse, Single Family
bedrooms
2
bathrooms
2
parking
3
property tax
$4,007 / yr
days on market
46
MLS®
X13757042

features

  • Wooded area
  • Ravine
  • Level
  • Carpet Free
  • Washer
  • Refrigerator

monthly cost

$2,948/mo
Mortgage $2,614 · Tax $334

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment
$2,614/ monthly
loan $480,000
25-year amortization
total interest
$304,243
cash to close
$120,000
down payment; transfer tax and fees not included
total paid
$784,243

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

location

St. MarysGoogle Maps ↗

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listed by
CATHIE SZMON
Peak Select Realty Inc
call CATHIE · 519-272-6019
Powered by: REALTOR.ca
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location

St. MarysGoogle Maps ↗
0

Walkability 0/100 · Car needed for most errands

Nothing everyday within a 10 minute walk.

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