323 - 21 Earl Street

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$495,000

323 - 21 Earl Street

North St. James Town, Toronto · MLS® C14095342

Condo · Single Family · 5 days on market

listed by LAWRENCE EDMUND MAK, EXP REALTY

realtor's description

Earl Lofts is a gated, low-rise condominium on a quiet, tree-lined street near Jarvis and Bloor. This 1 bedroom loft has 17-foot ceilings and a grand two-storey south-facing window that fills the open-concept living space with natural light throughout the day, and the light carries up to the bedroom. The kitchen peninsula looks over the living area, so cooking, dining, and entertaining all share the same bright room. A small south-facing balcony adds a spot for fresh air. Convenient transportation and great restaurants nearby.

property details

type: Condo, Single Family
bedrooms: 1
bathrooms: 1
parking: 0
property tax: $2,440 / yr
strata fee: $633 / mo
strata rules: Pets Allowed With Restrictions
days on market: 5
MLS®: C14095342

features

Balcony
Pets Allowed With Restrictions
Washer
Refrigerator
Dishwasher
Stove

monthly cost

$2,993/mo

Mortgage $2,157 · Tax $203 · Strata $633

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$2,157/ monthly

loan $396,000

25-year amortization

down payment20% · $99,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $251,000
cash to close: $99,000; down payment; transfer tax and fees not included
total paid: $647,000

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.