331 Fundy WY

Cold Lake North, Cold Lake · MLS® E4490674

1,702 sq ft · House · Single Family · built 2025 · 149 days on market

listed by Megan Juszczyk, Royal Lepage Northern Lights Realty

realtor's description

Modern luxury and exquisite upgrades best describe this NEW FLOOR PLAN brought to you by Kelly’s Signature Homes. This modified bi-level is located in Cold Lake North – walking distance to the hospital, Kinosoo Beach, & backs onto walking trail & park! This 1702 sq.ft. home has sleek “Farmhouse” design & features large open foyer with built-in bench seating. Main floor features 10’ ceilings, open plan living, white oak hardwood flooring & a grand Bay window in the living room overlooking the backyard & greenspace behind. Kitchen features large centre island, corner pantry, quality cabinetry, tiled backsplash & a $3500 appliance allowance. Dining room with access to massive 19x11 deck. 3 bedrooms on main level including Primary suite with walk-in closet & 5pc ensuite with quality finishings. Finished basement has 2 additional bedrooms & large family room plus 4pc bath. Oversized 29x22 heated garage, concrete driveway, fully fenced with grass. This home is truly UNIQUE & never built in Cold Lake!

property details

type: House, Single Family
bedrooms: 5
bathrooms: 3
living area: 1,702 sq ft
parking: 0
year built: 2025
days on market: 149
MLS®: E4490674

features

See remarks
No Animal Home
No Smoking Home
See remarks
Garage door opener
Garage door opener remote(s)

property tax

about $6,805 a year

The asking price times Cold Lake's 2026 residential rate of 11.34 per $1,000 (municipal and education).

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure. Without the city's assessment this uses the asking price, so it's a rough guide.

monthly cost

$2,614/mo

Mortgage $2,614

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$2,614/ monthly

loan $479,920

25-year amortization

down payment20% · $119,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $304,192
land title fees: $1,180; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $121,160; down + land title fees
total paid: $784,112

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.