3315 56 Street NE

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$287,900

3315 56 Street NE

Temple, Calgary · MLS® A2346094

222

812 sq ft · 190 m² lot · Townhouse · Single Family · built 1977 · 38 days on market

listed by Tom Waterhouse, CIR Realty

realtor's description

Great time to get into the market. Own your home with 2 bedrooms and 2 baths. Living room comes with an electric fireplace and nice mantel features, Walking into the kitchen you have a Spacious area to cook with quartz counters nice backsplash and large window to let in plenty in sunshine. Kitchen faces the back yard which comes complete with large back deck, garden area and two back sheds. There is room for 2 cars to park out back. Back inside and upstairs there are 2 good size bedrooms, a 4 piece bath and a handy linen closet. With the Lower Level finished your living space just got bigger. Use it for a family room or another bedroom. There is a 3 piece bathroom on this level also. Laundry has its own room and there is also storage under the stairs. This is the perfect place to call home! Close to bus routes, schools and shopping.

property details

type: Townhouse, Single Family
bedrooms: 2
bathrooms: 2
living area: 812 sq ft
lot: 190 m²
parking: 2
year built: 1977
property tax: $2,514 / yr
days on market: 38
MLS®: A2346094

features

Back lane
None

city assessment

$378,000

2026 assessment · market value as of July 1, 2025

Up 6.3% from $355,500 in 2025
$185,500 in 2016 (104% over ten years)
Asking price is 24% below the assessment
Built 1977
Lot 190 m² (2,040 sq ft)

roll year	assessed
2026	$378,000
2025	$355,500
2024	$284,000
2023	$233,000
2022	$230,500
2021	$228,000
2020	$213,500
2019	$211,000

From City of Calgary open data (property assessments), matched to 3315 56 ST NE. A mass appraisal of market value, not an appraisal of this home; a new build may be assessed before it was finished.

property tax

about $2,514 a year

The 2026 assessment times Calgary's 2026 residential rate of 6.65 per $1,000 (municipal and education).

The listing shows $2,514 a year in property tax.

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure.

monthly cost

$1,464/mo

Mortgage $1,254 · Tax $209

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,254/ monthly

loan $230,320

25-year amortization

down payment20% · $57,58020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $145,986
land title fees: $625; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $58,205; down + land title fees
total paid: $376,306

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

if you rented it out

rent: $1,840/mo
after all costs: $54/mo
cap rate: 5.5%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $1,254 · tax $209 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 2-bedroom in Calgary: CMHC's average there ($1,908) lowered by what new tenants pay against everyone in the Calgary area. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant).) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Alberta has no cap on how much rent can rise, but only one increase a year, with three months' written notice for a monthly tenancy. alberta.ca