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3413 Flat Rapids Lane
homes for sale · Severn · Rural Severn
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$1,725,000

3413 Flat Rapids Lane

Rural Severn, Severn · MLS® S13411492

4310

House · Single Family · 140 days on market

listed by BILL JACKSON, EXP REALTY

realtor's description

Deep water. Five private acres. Direct access to the Trent-Severn Waterway. Some waterfront is for looking at-this is waterfront you live on. Tucked at the end of a year-round private road on just over five wooded acres, this fully winterized four-season home offers approximately 218 feet of direct Severn River frontage and roughly ten feet of water at the dock. That means real boating: deep-water access from your own shoreline, with the Trent-Severn Waterway beyond it-no shallow approach, no compromise. Step inside and the river follows you. The great room rises to a vaulted wood ceiling, anchored by a floor-to-ceiling stone wood-burning fireplace. Hardwood runs underfoot, while a full wall of windows pulls the water straight into the room. The kitchen is built for the way cottages actually live, with custom cabinetry, granite counters, a centre island with seating and updated appliances (2022). It opens to a multi-level deck that steps down toward the dock, keeping the river part of daily life indoors and out. Four bedrooms: three on the main level, plus a private upper-level primary retreat with a walk-in closet and three-piece ensuite. On the lower level, a screened porch sits beneath the main deck and opens to the river-a sheltered spot for morning coffee, summer meals and evenings by the water. The finished walkout lower level adds a generous recreation room and a flexible room suited to a home office, den or guest space. Outside: a hot tub, a circular drive with parking for ten, and recent peace-of-mind upgrades including a 2023 UV water system and a 2022 lake pump. Privacy, deep water and four-season comfort-fifteen minutes from Coldwater, and a world away. This is the Severn River done right.

property details

type
House, Single Family
bedrooms
4
bathrooms
3
parking
10
property tax
$6,817 / yr
days on market
140
MLS®
S13411492

features

  • Hillside
  • Wooded area
  • Irregular lot size
  • Partially cleared
  • Fishing
  • Hot Tub

monthly cost

$8,084/mo
Mortgage $7,516 · Tax $568

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment
$7,516/ monthly
loan $1,380,000
25-year amortization
total interest
$874,698
cash to close
$345,000
down payment; transfer tax and fees not included
total paid
$2,254,698

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

location

Rural Severn, SevernGoogle Maps ↗

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listed by
BILL JACKSON
EXP REALTY
call BILL · 705-242-5764
Powered by: REALTOR.ca
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location

Rural Severn, SevernGoogle Maps ↗
0

Walkability 0/100 · Car needed for most errands

Nothing everyday within a 10 minute walk.

mihom score from OpenStreetMap places, by straight line distance.

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