365 VICTORIA Street N

Downtown Kitchener/East Ward, Kitchener · MLS® 40846856

984 sq ft · 0 sq ft lot · House · Single Family · built 1899 · 93 days on market

listed by James McAuliffe, RED AND WHITE REALTY INC.

realtor's description

Three bedroom, two story house on a large lot. No parking on site. Central location close to schools, cultural center, transit, shopping, expressway. Zoned R5 which includes but is not limited to Home Day Care, Residential Care Facility and Hospice, as well as a variety of Dwelling Units.

property details

type: House, Single Family
bedrooms: 3
bathrooms: 1
living area: 984 sq ft
lot: 0 sq ft
parking: 0
year built: 1899
property tax: $2,795 / yr
days on market: 93
MLS®: 40846856

features

High Traffic Area
Refrigerator
Stove

monthly cost

$1,492/mo

Mortgage $1,259 · Tax $233

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,259/ monthly

loan $231,200

25-year amortization

down payment20% · $57,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $146,544
cash to close: $57,800; down payment; transfer tax and fees not included
total paid: $377,744

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.