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3686 Portage Bay Road
homes for sale · Ramara · Rural Ramara
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$1,599,000

3686 Portage Bay Road

Rural Ramara, Ramara · MLS® S13727432

544

House · Single Family · 54 days on market

listed by PEGGY HILL, RE/MAX HALLMARK PEGGY HILL GROUP REALTY

realtor's description

COVETED PORTAGE BAY WATERFRONT ESTATE WITH 104 FT OF SANDY SHORELINE & 6,700+ SQ FT! Set along over 104 ft of northwest-facing shoreline in coveted Portage Bay, this Lake Couchiching residence pairs expansive open-water views with a sandy beach, boathouse, newer docks (2021) and a spectacular multi-tiered lakeside balcony with glass railings overlooking the water. Over 6,700 finished square feet is thoughtfully arranged around the waterfront setting, with multiple walkouts and lake views featured throughout the home. Hardwood flooring, soaring ceilings, crown moulding, detailed wood trim, wood doors and pot lights add architectural character. The grand living room draws the eye to the lake through floor-to-ceiling windows and a double garden door walkout to the elevated balcony, while the breakfast area opens to the same glass-railed outdoor retreat. Extensive wood cabinetry, a large centre island, pantry storage, tile backsplash and double sink anchor the kitchen, while the connected family room with a wood-burning fireplace offers a natural gathering place after a day on the water. A formal dining room and wet bar with a bar fridge provide an ideal setting for entertaining. The main level features three bedrooms plus an office, including a spacious primary bedroom with a walk-in closet and a 6-piece ensuite with dual vanities, a private water closet with sink, a soaker tub and separate shower, while two additional bedrooms share an ensuite. The finished walkout lower level offers in-law potential with a kitchen, rec room with fireplace, games room, two bedrooms, full bathroom, storage and direct outdoor access. Updated windows (2021), an updated propane furnace, manicured grounds, interlock walkways and driveway, and an attached double-car garage complete this exceptional #HomeToStay. Located just minutes from Casino Rama, marinas, parks, beaches and local amenities, with Orillia only 15 minutes away.

property details

type
House, Single Family
bedrooms
5
bathrooms
4
parking
4
property tax
$11,760 / yr
days on market
54
MLS®
S13727432

features

  • Irregular lot size
  • Flat site
  • Lighting
  • Sump Pump
  • Washer
  • Refrigerator

monthly cost

$7,947/mo
Mortgage $6,967 · Tax $980

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment
$6,967/ monthly
loan $1,279,200
25-year amortization
total interest
$810,807
cash to close
$319,800
down payment; transfer tax and fees not included
total paid
$2,090,007

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

location

Rural Ramara, RamaraGoogle Maps ↗

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listed by
PEGGY HILL
RE/MAX HALLMARK PEGGY HILL GROUP REALTY
call PEGGY · 705-739-4455
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location

Rural Ramara, RamaraGoogle Maps ↗
0

Walkability 0/100 · Car needed for most errands

Nothing everyday within a 10 minute walk.

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