38 Oak Street

1 / 36

$369,000

38 Oak Street

Belleville Ward, Belleville · MLS® X13586398

312

House · Single Family · 96 days on market

listed by Kathryn Ann Hrenyk, Royal LePage ProAlliance Realty

realtor's description

Attention first-time home buyers, investors, and developers-38 Oak Street is calling your name. This move-in ready 3-bedroom, 1-bath home offers approximately 1,000 sq ft of comfortable living space in a convenient location. Close to schools, the hospital, shopping, restaurants, Highway 401, and the VIA Rail station, everything you need is within easy reach. Updates completed in 2023 include the kitchen, flooring, plumbing, and electrical, giving you peace of mind and modern appeal. Enjoy a semi-fenced backyard-perfect for summer BBQs and relaxing evenings. This charming home is ready for its next chapter-make it yours.**Note some photos have been virtually staged using AI, home is completely vacant, and inclusions are washer, dryer, microwave, dishwasher**

property details

type: House, Single Family
bedrooms: 3
bathrooms: 1
parking: 2
property tax: $2,500 / yr
days on market: 96
MLS®: X13586398

features

Washer
Dishwasher
Dryer
Microwave
Water Heater

monthly cost

$1,816/mo

Mortgage $1,608 · Tax $208

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,608/ monthly

loan $295,200

25-year amortization

down payment20% · $73,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $187,109
cash to close: $73,800; down payment; transfer tax and fees not included
total paid: $482,309

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.